Most windows are better served by two layers than one, and the reason is that no single covering does everything a window is asked to do.
A blind fitted inside the recess controls light precisely, insulates at the glass and takes up no wall space.
A curtain over it covers the edges a blind cannot, adds a second insulating layer with an air gap between them, absorbs sound and softens a room visually.
Together they cover the full range from bright daylight to complete darkness.
The most practical reason to layer. An inside-mounted blind must be narrower than the recess to fit, which leaves a gap at each side.
Blackout fabric with a bright outline around it is the standard disappointment, and a curtain drawn over the top resolves it entirely.
Ranges that state clearly which models are true blackout and which are filtering, of the kind at lazblinds.net, make it possible to choose the inner layer deliberately, since the blind and the curtain do different jobs.
Two layers with an air gap between them insulate better than either alone, for the same reason a honeycomb cell works: still air is the insulator.
For this to function, the curtain needs to be long enough and close enough to the wall to trap the air rather than letting it circulate. A curtain that stops at the sill and stands proud of the wall leaves the loop open.
Blind inside the recess, curtain on a pole or track above and beyond it. The curtain should extend past the recess on both sides so it overlaps the light gap.
In a rented home where a pole cannot be drilled, a tension rod within the recess works for a lightweight curtain, though heavy lined fabric will sag it.
Two layers can look busy. The usual solution is keeping the blind plain and letting the curtain carry any pattern or colour.
Matching the blind to the wall rather than to the curtain also helps, since it recedes when raised.
Layering doubles the outlay, which is a real objection. The pragmatic approach is layering only where it matters: bedrooms and any overlooked ground-floor room.
Elsewhere a single well-chosen covering is usually enough.
In practice most households settle into using one layer daily and the other seasonally or at night.
A blind that is quick to raise and a curtain that draws easily is what makes that sustainable, rather than a combination that requires effort every evening.